CONSUMERS
and businesses should learn to protect their credit cards, ATM cards
and other access devices to avoid being victimized by fraud, U.S. Secret
Service special agent Glen T. Peterson said.

U.S.
Secret Service special agent Glen T. Peterson shows a counterfeit
credit card to participants of the credit card and currency training
session. Photo by Raquel C. Bagnol
E-merchants are also victims of credit card fraud, he added.
He said fraud rates outside the U.S. are
higher and credit card fraud is usually done through skimming, hacking,
phishing or scams as well as through lost, stolen or counterfeit credit
cards.
Safety tips
Peterson said to prevent credit card fraud, retailers must be aware of policies, procedures and security features.
Warning signs to watch for: a customer
offering a credit card but refusing to offer identification; the name of
the credit card is different from the identification card; the card is
unsigned’ the signature appears different than the identification; the
card has already expired.
Peterson said retailers should use a UV
black light to detect the holograms in the credit cards, the embossing,
the magnetic stripe for the Uniform Commercial Code and the signature
panel. Counterfeit cards usually lack these security features.
Consumers are also urged to secure
credit cards and PIN numbers, limit skimming possibilities and report
lost or stolen cards immediately. They should not leave cards
unattended, must not respond to unsolicited email that request you to
provide sensitive information like date of birth, Social Security
number, bank account information and other personal information.
First published HERE



Organized
by Our Laolao Campaign, the flash mob stressed the importance of a
litter-free Laolao Bay. Necks craned toward the direction of the flash
mob as more dancers joined the group in an island-style music mix of
Train’s chart topping “Soul Sister,” “Oops!...I Did It Again,” by
Britney Spears, and Katy Perry’s “Firework.”
After breathtaking showmanship, the bartenders offered their eye-catching, thirst quenching, vodka-flavored concoctions:
If
you haven’t yet tasted the Mangorita, visit the Northern Marianas
Bartenders Association booth at the 2012 Taste of the Marianas and
International Beer Garden Festival at American Memorial Park.
